[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gareno.cz\/kde-prijit-k-penezum\/#Article","mainEntityOfPage":"https:\/\/www.gareno.cz\/kde-prijit-k-penezum\/","headline":"Kde p\u0159ij\u00edt k pen\u011bz\u016fm?","name":"Kde p\u0159ij\u00edt k pen\u011bz\u016fm?","description":"Abychom mohli my lid\u00e9 \u017e\u00edt, mus\u00edme krom\u011b jin\u00e9ho tak\u00e9 nakupovat. V naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f p\u0159ece plat\u00ed, \u017ee co si nekoup\u00edme, to nem\u00e1me. V\u011bt\u0161inu z toho, co dnes b\u011b\u017en\u011b vyu\u017e\u00edv\u00e1me, bychom si jinak ne\u017e koup\u00ed nepo\u0159\u00eddili. A co je pot\u0159eba k tomu, abychom mohli nakupovat? Samoz\u0159ejm\u011b pen\u00edze. Bez t\u011bch to nejde, kdo je nem\u00e1, ten nakupovat […]","datePublished":"2023-03-19","dateModified":"2023-04-24","author":{"@type":"Person","@id":"https:\/\/www.gareno.cz\/author\/#Person","name":"","url":"https:\/\/www.gareno.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gareno.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gareno.cz\/wp-content\/uploads\/dollar-7206235_960_720.png","url":"https:\/\/www.gareno.cz\/wp-content\/uploads\/dollar-7206235_960_720.png","height":0,"width":0},"url":"https:\/\/www.gareno.cz\/kde-prijit-k-penezum\/","about":["Ekonomika"],"wordCount":443,"articleBody":"   Abychom mohli my lid\u00e9 \u017e\u00edt, mus\u00edme krom\u011b jin\u00e9ho tak\u00e9 nakupovat. V naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f p\u0159ece plat\u00ed, \u017ee co si nekoup\u00edme, to nem\u00e1me. V\u011bt\u0161inu z toho, co dnes b\u011b\u017en\u011b vyu\u017e\u00edv\u00e1me, bychom si jinak ne\u017e koup\u00ed nepo\u0159\u00eddili.A co je pot\u0159eba k tomu, abychom mohli nakupovat? Samoz\u0159ejm\u011b pen\u00edze. Bez t\u011bch to nejde, kdo je nem\u00e1, ten nakupovat nem\u016f\u017ee. Ka\u017ed\u00fd prod\u00e1vaj\u00edc\u00ed chce p\u0159ece dostat t\u011bmito zaplaceno.Ten, kdo chce utr\u00e1cet, si tedy mus\u00ed v prvn\u00ed \u0159ad\u011b vyd\u011blat. Co\u017e se snadno \u0159ekne, ale n\u011bkdy nesnadno ud\u011bl\u00e1. Proto\u017ee existuje cel\u00e1 \u0159ada profes\u00ed, v nich\u017e nejsou v\u00fdplaty nic moc, je spousta lid\u00ed, kte\u0159\u00ed tedy nemaj\u00ed zase a\u017e tak velk\u00e9 p\u0159\u00edjmy, a to pak n\u011bkdy nesta\u010d\u00ed na pokryt\u00ed v\u0161ech \u017eivotn\u00edch pot\u0159eb.Jsou tedy situace, kdy si mus\u00ed lid\u00e9 n\u011bco odp\u00edrat, kdy se tito mus\u00ed sm\u00ed\u0159it s t\u00edm, \u017ee n\u011bco p\u0159i sv\u00e9 finan\u010dn\u00ed situaci mus\u00ed o\u017eelet. A n\u011bkdy je to zvladateln\u00e9. Ale jsou i stavy, kdy by si lid\u00e9 m\u011bli odp\u00edrat i to, co si odp\u00edrat nelze, bez \u010deho je lidsk\u00e1 existence nemysliteln\u00e1. A to pochopiteln\u011b sn\u00e1\u0161et nelze. V takov\u00e9m p\u0159\u00edpad\u011b u\u017e se mus\u00ed v\u00e1\u017en\u011b n\u011bco ud\u011blat.A co se v takov\u00e9m p\u0159\u00edpad\u011b d\u011bl\u00e1? P\u0159ece se bere p\u016fj\u010dka. \u010clov\u011bk, kter\u00fd je na tom finan\u010dn\u011b p\u0159\u00edli\u0161 \u0161patn\u011b, oslov\u00ed n\u011bkoho, kdo p\u016fj\u010dky nab\u00edz\u00ed, a kdy\u017e to vyjde, dostane k dispozici dal\u0161\u00ed, by\u0165 jenom ciz\u00ed pen\u00edze. A i to mu m\u016f\u017ee prosp\u011bt \u2013 sice to nen\u00ed napo\u0159\u00e1d, https:\/\/zpravy.aktualne.cz\/ekonomika\/air-bank-dostala-pres-prsty-chovala-se-neeticky-kdyz-zrusila\/r~fd2ed106658011e793d0002590604f2e\/  ale i do\u010dasn\u00e1 finan\u010dn\u00ed pomoc m\u016f\u017ee \u010dlov\u011bku prosp\u011bt, aby sv\u00e9 se \u017eivotem souvisej\u00edc\u00ed n\u00e1klady zvl\u00e1dnul.N\u011bkdy takov\u00e9mu \u010dlov\u011bku pom\u016f\u017ee hypot\u00e9ka bez p\u0159\u00edjmu, n\u011bkdy t\u0159eba i jin\u00e1 p\u016fj\u010dka. To podle toho, co takov\u00fd \u017eadatel o p\u016fj\u010dku m\u016f\u017ee nab\u00eddnout za z\u00e1ruky. Proto\u017ee v\u0161ude se n\u011bjak\u00e9 z\u00e1ruky spl\u00e1cen\u00ed po\u017eaduj\u00ed. A nejsnadn\u011bj\u0161\u00ed je to v tomto ohledu pr\u00e1v\u011b u nebankovn\u00edch hypot\u00e9k, u kter\u00fdch d\u00e1 \u010dlov\u011bk jenom nemovitost do z\u00e1stavy a r\u00e1zem se nemus\u00ed b\u00e1t, zda mu p\u016fj\u010d\u00ed. Proto\u017ee mu s takovou z\u00e1stavou ur\u010dit\u011b vyhov\u00ed. I kdyby jinak zrovna nebyl dokonal\u00fdm z\u00e1jemcem o p\u016fj\u010dku.                                                                                                                                                                                                                                                                                                                                                                                                  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